What Are the Causes of Overpopulation

Today the Earth is home to more than 7.8 billion people. For now, the world’s population is still increasing in huge annual increments (about 80 million per year), and our supply of vital non-renewable resources are being exhausted. Many novelists published their novels such as Overpopulation… The Message By Yan Vana shared the problems caused by overpopulation. 

new science fiction books

Many factors contribute to these unsustainable trends, including falling mortality rates, underutilized contraception, and a lack of education for girls. Let’s understand in broader sense:

  • Falling Mortality Rate

The primary (and perhaps most obvious) cause of population growth is an imbalance between births and deaths. At the same time, lifespans are increasing around the world. Those of us who are alive today will likely live much longer than most of our ancestors. Falling mortality rates are certainly nothing to complain about either, but widespread longevity does contribute to the mathematics of increasing population numbers.

  • Underutilization of  Contraception 

The global fertility rate has fallen steadily over the years, down from an average of 5 children per woman in 1950 to 2.4 children per woman today. These women aren’t using contraceptives for a variety of reasons, including social norms or religious beliefs that discourage birth control, misconceptions about adverse side effects, and a lack of agency for women to make decisions around family planning. Getting more women the access and agency to utilize family planning methods could go a long way in flattening the population curve.

  • Lack Of Female Education  

Although female access to education has increased over the years, the gender gap remains. Increasing and encouraging education among women and girls can have a number of positive ripple effects, including delayed childbearing, healthier children, and an increase in workforce participation. Plenty of evidence suggests a negative correlation between female education and fertility rates.

These are some of the causes of overpopulation. If increased female education can delay or decrease fertility and provide girls with opportunities beyond an early marriage, it could also help to mitigate current population trends.


Three Reasons You Will Need a Private Hard Money Lender in California

Real estate investing is a risky business in California. You will eventually need to be able to access private hard money lenders. This is because if you buy a property solely for the purpose of reselling it and making quick cash, a bank can sometimes become too complicated. Hard money is almost like having your own money.

Banks will require that you provide plenty of information to prove your creditworthiness, employment history, and assets. It takes cash deals typically two weeks to close, while conventional loans take 30 days to close. You can call a California Hard Money Lender at Wilshire Quinn Capital to get a hard money loan.

Image Source: Google

There are three main reasons why you might need a private lender of hard money.

1. Most people in the world have experienced a time when they couldn't pay their bills on schedule or had too much credit, which caused their score to drop. This is not an issue with these types of loans. If your credit scores are not high, the lender may adjust the interest rate at the top end.

2. Many investors are self-employed and don't receive any paychecks. It is difficult to prove how much you earn each month because of this. A 1099 is the only way to prove income. It only shows how much you earned in the past year.

3. Bank-owned properties usually require you to pay them cash, as the property is often offered at a lower price than market value. To even be considered for their offer, they will require proof of funds.

 


How to Choose the Best Contractor for your Commercial Roofing?

If you are planning to build a commercial roof for your home, you need the services of an expert. The market is filled with many service providers who promise to do a great job, but how do you know which one is the best? Here are some proven ways to find out.

In-depth research is needed:- There are many roofers on the market today. So before you zero in on one, you need to do a thorough study. All commercial roofers must be licensed to practice their trade. Make sure your prospective contractor has a valid license under state law. It is really important to get in touch with the best roofing contractor for roof and siding installation in Oswego Illinois.

How do I Choose the Best Commercial Roofing Contractor?

Image Source: Google

Worker insurance:- Another aspect you should check is whether your commercial roofer has worker accident insurance. The contractor must also assume overall responsibility. In the absence of insurance, if your property is damaged, you will be responsible for paying the full amount, not the contractor. 

You should always ask for a copy of the insurance certificate from the company. You should also check with the relevant insurance company to find out whether the insurance policy is still active or not.

Roof Inspection:- Most commercial roofers offer a full roof inspection as part of their package. After the visit, they will prepare a cost estimate. They will also document every aspect of the roof that they deem necessary and this is one way to differentiate between the reputable contractors and the rest.